Call report 2005Q1
CITIZENS BANK — 2005Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 176,588,000 | USD | evidence → |
| Total loans | 150,633,000 | USD | evidence → |
| Allowance for loan losses | 2,051,000 | USD | evidence → |
| Securities available for sale | 9,428,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 154,975,000 | USD | evidence → |
| Interest-bearing deposits | 129,222,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,754,000 | USD | evidence → |
| Equity capital | 14,538,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,525,000 | USD | evidence → |
| Interest expense | 729,000 | USD | evidence → |
| Net interest income | 1,796,000 | USD | evidence → |
| Noninterest income | 272,000 | USD | evidence → |
| Noninterest expense | 1,229,000 | USD | evidence → |
| Provision for loan losses | 110,000 | USD | evidence → |
| Pretax income | 729,000 | USD | evidence → |
| Income tax | 249,000 | USD | evidence → |
| Net income | 480,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,651,000 | USD | evidence → |
| Total capital | 16,391,000 | USD | evidence → |
| Risk-weighted assets | 138,899,000 | USD | evidence → |