Call report 2025Q4
CITIZENS FIRST BANK — 2025Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 359,258,000 | USD | evidence → |
| Total loans | 276,305,000 | USD | evidence → |
| Allowance for loan losses | 3,287,000 | USD | evidence → |
| Securities available for sale | 64,123,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 280,087,000 | USD | evidence → |
| Interest-bearing deposits | 246,231,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,856,000 | USD | evidence → |
| Equity capital | 22,669,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,797,000 | USD | evidence → |
| Interest expense | 8,767,000 | USD | evidence → |
| Net interest income | 9,030,000 | USD | evidence → |
| Noninterest income | 1,986,000 | USD | evidence → |
| Noninterest expense | 8,122,000 | USD | evidence → |
| Provision for loan losses | 1,792,000 | USD | evidence → |
| Pretax income | 1,117,000 | USD | evidence → |
| Income tax | 42,000 | USD | evidence → |
| Net income | 1,075,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,397,000 | USD | evidence → |
| Total capital | 32,725,000 | USD | evidence → |
| Risk-weighted assets | 295,004,000 | USD | evidence → |