Call report 2025Q3
CITIZENS FIRST BANK — 2025Q3
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 345,498,000 | USD | evidence → |
| Total loans | 260,368,000 | USD | evidence → |
| Allowance for loan losses | 3,341,000 | USD | evidence → |
| Securities available for sale | 65,282,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 281,113,000 | USD | evidence → |
| Interest-bearing deposits | 249,977,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,136,000 | USD | evidence → |
| Equity capital | 20,615,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,933,000 | USD | evidence → |
| Interest expense | 6,544,000 | USD | evidence → |
| Net interest income | 6,389,000 | USD | evidence → |
| Noninterest income | 1,450,000 | USD | evidence → |
| Noninterest expense | 5,993,000 | USD | evidence → |
| Provision for loan losses | 1,742,000 | USD | evidence → |
| Pretax income | 119,000 | USD | evidence → |
| Income tax | 5,000 | USD | evidence → |
| Net income | 114,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,156,000 | USD | evidence → |
| Total capital | 31,538,000 | USD | evidence → |
| Risk-weighted assets | 281,850,000 | USD | evidence → |