Call report 2016Q1
CITIZENS FIRST BANK — 2016Q1
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 183,318,000 | USD | evidence → |
| Total loans | 151,678,000 | USD | evidence → |
| Allowance for loan losses | 1,570,000 | USD | evidence → |
| Securities available for sale | 13,736,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 157,975,000 | USD | evidence → |
| Interest-bearing deposits | 140,372,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,603,000 | USD | evidence → |
| Equity capital | 17,585,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,794,000 | USD | evidence → |
| Interest expense | 299,000 | USD | evidence → |
| Net interest income | 1,495,000 | USD | evidence → |
| Noninterest income | 337,000 | USD | evidence → |
| Noninterest expense | 1,394,000 | USD | evidence → |
| Provision for loan losses | 245,000 | USD | evidence → |
| Pretax income | 193,000 | USD | evidence → |
| Income tax | -9,000 | USD | evidence → |
| Net income | 202,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,499,000 | USD | evidence → |
| Total capital | 19,069,000 | USD | evidence → |
| Risk-weighted assets | 152,475,000 | USD | evidence → |