Call report 2015Q4
CITIZENS FIRST BANK — 2015Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 187,039,000 | USD | evidence → |
| Total loans | 144,782,000 | USD | evidence → |
| Allowance for loan losses | 1,324,000 | USD | evidence → |
| Securities available for sale | 14,414,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 160,894,000 | USD | evidence → |
| Interest-bearing deposits | 141,129,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,765,000 | USD | evidence → |
| Equity capital | 17,224,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,948,000 | USD | evidence → |
| Interest expense | 1,159,000 | USD | evidence → |
| Net interest income | 5,789,000 | USD | evidence → |
| Noninterest income | 1,273,000 | USD | evidence → |
| Noninterest expense | 5,387,000 | USD | evidence → |
| Provision for loan losses | 541,000 | USD | evidence → |
| Pretax income | 1,133,000 | USD | evidence → |
| Income tax | 48,000 | USD | evidence → |
| Net income | 1,085,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,297,000 | USD | evidence → |
| Total capital | 18,621,000 | USD | evidence → |
| Risk-weighted assets | 147,849,000 | USD | evidence → |