Call report 2015Q1
CITIZENS FIRST BANK — 2015Q1
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 176,491,000 | USD | evidence → |
| Total loans | 137,684,000 | USD | evidence → |
| Allowance for loan losses | 1,571,000 | USD | evidence → |
| Securities available for sale | 17,735,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 152,519,000 | USD | evidence → |
| Interest-bearing deposits | 137,139,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,380,000 | USD | evidence → |
| Equity capital | 16,804,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,660,000 | USD | evidence → |
| Interest expense | 272,000 | USD | evidence → |
| Net interest income | 1,388,000 | USD | evidence → |
| Noninterest income | 288,000 | USD | evidence → |
| Noninterest expense | 1,305,000 | USD | evidence → |
| Provision for loan losses | 51,000 | USD | evidence → |
| Pretax income | 320,000 | USD | evidence → |
| Income tax | -3,000 | USD | evidence → |
| Net income | 323,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,760,000 | USD | evidence → |
| Total capital | 18,331,000 | USD | evidence → |
| Risk-weighted assets | 140,043,000 | USD | evidence → |