Call report 2014Q4
CITIZENS FIRST BANK — 2014Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 175,238,000 | USD | evidence → |
| Total loans | 136,457,000 | USD | evidence → |
| Allowance for loan losses | 1,519,000 | USD | evidence → |
| Securities available for sale | 15,329,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 152,617,000 | USD | evidence → |
| Interest-bearing deposits | 133,847,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,770,000 | USD | evidence → |
| Equity capital | 16,344,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,551,000 | USD | evidence → |
| Interest expense | 1,036,000 | USD | evidence → |
| Net interest income | 5,515,000 | USD | evidence → |
| Noninterest income | 1,479,000 | USD | evidence → |
| Noninterest expense | 5,077,000 | USD | evidence → |
| Provision for loan losses | 660,000 | USD | evidence → |
| Pretax income | 1,337,000 | USD | evidence → |
| Income tax | 65,000 | USD | evidence → |
| Net income | 1,272,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,378,000 | USD | evidence → |
| Total capital | 17,897,000 | USD | evidence → |
| Risk-weighted assets | 161,455,000 | USD | evidence → |