Call report 2003Q1
CITIZENS FIRST BANK — 2003Q1
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 72,888,000 | USD | evidence → |
| Total loans | 59,154,000 | USD | evidence → |
| Allowance for loan losses | 576,000 | USD | evidence → |
| Securities available for sale | 7,243,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 62,531,000 | USD | evidence → |
| Interest-bearing deposits | 55,536,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,995,000 | USD | evidence → |
| Equity capital | 6,600,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 999,000 | USD | evidence → |
| Interest expense | 381,000 | USD | evidence → |
| Net interest income | 618,000 | USD | evidence → |
| Noninterest income | 49,000 | USD | evidence → |
| Noninterest expense | 492,000 | USD | evidence → |
| Provision for loan losses | 33,000 | USD | evidence → |
| Pretax income | 145,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 145,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,533,000 | USD | evidence → |
| Total capital | 7,109,000 | USD | evidence → |
| Risk-weighted assets | 51,808,000 | USD | evidence → |