Call report 2002Q4
CITIZENS FIRST BANK — 2002Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 67,065,000 | USD | evidence → |
| Total loans | 53,837,000 | USD | evidence → |
| Allowance for loan losses | 545,000 | USD | evidence → |
| Securities available for sale | 6,436,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 57,830,000 | USD | evidence → |
| Interest-bearing deposits | 51,220,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,610,000 | USD | evidence → |
| Equity capital | 6,478,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,972,000 | USD | evidence → |
| Interest expense | 1,836,000 | USD | evidence → |
| Net interest income | 2,136,000 | USD | evidence → |
| Noninterest income | 196,000 | USD | evidence → |
| Noninterest expense | 1,734,000 | USD | evidence → |
| Provision for loan losses | 216,000 | USD | evidence → |
| Pretax income | 427,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 427,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,388,000 | USD | evidence → |
| Total capital | 6,933,000 | USD | evidence → |
| Risk-weighted assets | 46,682,000 | USD | evidence → |