Call report 2025Q2
WAYCROSS BANK & TRUST — 2025Q2
The 22 measures WAYCROSS BANK & TRUST reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 250,063,000 | USD | evidence → |
| Total loans | 137,239,000 | USD | evidence → |
| Allowance for loan losses | 2,339,000 | USD | evidence → |
| Securities available for sale | 78,189,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 228,690,000 | USD | evidence → |
| Interest-bearing deposits | 172,528,000 | USD | evidence → |
| Noninterest-bearing deposits | 56,162,000 | USD | evidence → |
| Equity capital | 17,451,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,793,000 | USD | evidence → |
| Interest expense | 1,995,000 | USD | evidence → |
| Net interest income | 3,798,000 | USD | evidence → |
| Noninterest income | 359,000 | USD | evidence → |
| Noninterest expense | 2,488,000 | USD | evidence → |
| Provision for loan losses | 64,000 | USD | evidence → |
| Pretax income | 1,586,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,586,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,544,000 | USD | evidence → |
| Total capital | 30,446,000 | USD | evidence → |
| Risk-weighted assets | 151,698,000 | USD | evidence → |