Call report 2025Q1
WAYCROSS BANK & TRUST — 2025Q1
The 22 measures WAYCROSS BANK & TRUST reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 241,968,000 | USD | evidence → |
| Total loans | 140,201,000 | USD | evidence → |
| Allowance for loan losses | 2,343,000 | USD | evidence → |
| Securities available for sale | 78,596,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 221,137,000 | USD | evidence → |
| Interest-bearing deposits | 172,173,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,964,000 | USD | evidence → |
| Equity capital | 16,919,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,916,000 | USD | evidence → |
| Interest expense | 1,028,000 | USD | evidence → |
| Net interest income | 1,888,000 | USD | evidence → |
| Noninterest income | 160,000 | USD | evidence → |
| Noninterest expense | 1,205,000 | USD | evidence → |
| Provision for loan losses | 43,000 | USD | evidence → |
| Pretax income | 800,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 800,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,018,000 | USD | evidence → |
| Total capital | 29,963,000 | USD | evidence → |
| Risk-weighted assets | 155,152,000 | USD | evidence → |