Call report 2004Q4
SOUTHBRIDGE SAVINGS BANK — 2004Q4
The 22 measures SOUTHBRIDGE SAVINGS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 360,830,000 | USD | evidence → |
| Total loans | 277,004,000 | USD | evidence → |
| Allowance for loan losses | 2,653,000 | USD | evidence → |
| Securities available for sale | 54,764,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 271,890,000 | USD | evidence → |
| Interest-bearing deposits | 247,836,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,054,000 | USD | evidence → |
| Equity capital | 42,780,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,967,000 | USD | evidence → |
| Interest expense | 5,641,000 | USD | evidence → |
| Net interest income | 12,326,000 | USD | evidence → |
| Noninterest income | 2,239,000 | USD | evidence → |
| Noninterest expense | 11,344,000 | USD | evidence → |
| Provision for loan losses | 135,000 | USD | evidence → |
| Pretax income | 4,351,000 | USD | evidence → |
| Income tax | 1,562,000 | USD | evidence → |
| Net income | 2,789,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,472,000 | USD | evidence → |
| Total capital | 43,564,000 | USD | evidence → |
| Risk-weighted assets | 228,230,000 | USD | evidence → |