Call report 2004Q3
SOUTHBRIDGE SAVINGS BANK — 2004Q3
The 22 measures SOUTHBRIDGE SAVINGS BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 356,930,000 | USD | evidence → |
| Total loans | 270,386,000 | USD | evidence → |
| Allowance for loan losses | 2,575,000 | USD | evidence → |
| Securities available for sale | 52,697,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 270,128,000 | USD | evidence → |
| Interest-bearing deposits | 246,160,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,968,000 | USD | evidence → |
| Equity capital | 41,903,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,398,000 | USD | evidence → |
| Interest expense | 4,245,000 | USD | evidence → |
| Net interest income | 9,153,000 | USD | evidence → |
| Noninterest income | 1,387,000 | USD | evidence → |
| Noninterest expense | 8,236,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 3,379,000 | USD | evidence → |
| Income tax | 1,178,000 | USD | evidence → |
| Net income | 2,201,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,852,000 | USD | evidence → |
| Total capital | 42,588,000 | USD | evidence → |
| Risk-weighted assets | 227,183,000 | USD | evidence → |