Call report 2005Q1
CITIZENS STATE BANK — 2005Q1
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 67,774,000 | USD | evidence → |
| Total loans | 48,293,000 | USD | evidence → |
| Allowance for loan losses | 653,000 | USD | evidence → |
| Securities available for sale | 14,659,000 | USD | evidence → |
| Securities held to maturity | 397,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 59,865,000 | USD | evidence → |
| Interest-bearing deposits | 50,123,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,742,000 | USD | evidence → |
| Equity capital | 5,535,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 923,000 | USD | evidence → |
| Interest expense | 178,000 | USD | evidence → |
| Net interest income | 745,000 | USD | evidence → |
| Noninterest income | 73,000 | USD | evidence → |
| Noninterest expense | 539,000 | USD | evidence → |
| Provision for loan losses | 12,000 | USD | evidence → |
| Pretax income | 267,000 | USD | evidence → |
| Income tax | 86,000 | USD | evidence → |
| Net income | 181,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,605,000 | USD | evidence → |
| Total capital | 6,184,000 | USD | evidence → |
| Risk-weighted assets | 46,281,000 | USD | evidence → |