Call report 2004Q4
CITIZENS STATE BANK — 2004Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 69,416,000 | USD | evidence → |
| Total loans | 45,923,000 | USD | evidence → |
| Allowance for loan losses | 637,000 | USD | evidence → |
| Securities available for sale | 16,831,000 | USD | evidence → |
| Securities held to maturity | 398,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 61,775,000 | USD | evidence → |
| Interest-bearing deposits | 51,033,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,742,000 | USD | evidence → |
| Equity capital | 5,381,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,586,000 | USD | evidence → |
| Interest expense | 576,000 | USD | evidence → |
| Net interest income | 3,010,000 | USD | evidence → |
| Noninterest income | 289,000 | USD | evidence → |
| Noninterest expense | 2,023,000 | USD | evidence → |
| Provision for loan losses | 48,000 | USD | evidence → |
| Pretax income | 1,228,000 | USD | evidence → |
| Income tax | 429,000 | USD | evidence → |
| Net income | 799,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,424,000 | USD | evidence → |
| Total capital | 5,991,000 | USD | evidence → |
| Risk-weighted assets | 45,278,000 | USD | evidence → |