Call report 2005Q1
HARFORD BANK — 2005Q1
The 22 measures HARFORD BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 184,970,000 | USD | evidence → |
| Total loans | 140,391,000 | USD | evidence → |
| Allowance for loan losses | 1,258,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 16,605,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 158,790,000 | USD | evidence → |
| Interest-bearing deposits | 124,384,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,406,000 | USD | evidence → |
| Equity capital | 20,428,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,349,000 | USD | evidence → |
| Interest expense | 413,000 | USD | evidence → |
| Net interest income | 1,936,000 | USD | evidence → |
| Noninterest income | 227,000 | USD | evidence → |
| Noninterest expense | 1,436,000 | USD | evidence → |
| Provision for loan losses | 67,000 | USD | evidence → |
| Pretax income | 660,000 | USD | evidence → |
| Income tax | 230,000 | USD | evidence → |
| Net income | 430,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,428,000 | USD | evidence → |
| Total capital | 21,686,000 | USD | evidence → |
| Risk-weighted assets | 147,754,000 | USD | evidence → |