Call report 2004Q4
HARFORD BANK — 2004Q4
The 22 measures HARFORD BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 180,326,000 | USD | evidence → |
| Total loans | 135,682,000 | USD | evidence → |
| Allowance for loan losses | 1,386,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 17,016,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 154,038,000 | USD | evidence → |
| Interest-bearing deposits | 120,134,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,904,000 | USD | evidence → |
| Equity capital | 20,159,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,929,000 | USD | evidence → |
| Interest expense | 1,425,000 | USD | evidence → |
| Net interest income | 7,504,000 | USD | evidence → |
| Noninterest income | 1,058,000 | USD | evidence → |
| Noninterest expense | 5,685,000 | USD | evidence → |
| Provision for loan losses | 98,000 | USD | evidence → |
| Pretax income | 2,779,000 | USD | evidence → |
| Income tax | 964,000 | USD | evidence → |
| Net income | 1,815,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,159,000 | USD | evidence → |
| Total capital | 21,545,000 | USD | evidence → |
| Risk-weighted assets | 143,950,000 | USD | evidence → |