Call report 2025Q4
WATERTOWN SAVINGS BANK — 2025Q4
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 941,392,000 | USD | evidence → |
| Total loans | 582,997,000 | USD | evidence → |
| Allowance for loan losses | 6,583,000 | USD | evidence → |
| Securities available for sale | 206,198,000 | USD | evidence → |
| Securities held to maturity | 14,687,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 762,649,000 | USD | evidence → |
| Interest-bearing deposits | 428,870,000 | USD | evidence → |
| Noninterest-bearing deposits | 333,779,000 | USD | evidence → |
| Equity capital | 169,581,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 41,415,000 | USD | evidence → |
| Interest expense | 3,663,000 | USD | evidence → |
| Net interest income | 37,752,000 | USD | evidence → |
| Noninterest income | 4,761,000 | USD | evidence → |
| Noninterest expense | 25,556,000 | USD | evidence → |
| Provision for loan losses | 1,051,000 | USD | evidence → |
| Pretax income | 16,087,000 | USD | evidence → |
| Income tax | 3,541,000 | USD | evidence → |
| Net income | 12,546,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 157,628,000 | USD | evidence → |
Machine access — free, no API key
Every figure shown here about WATERTOWN SAVINGS BANK — 2025Q4 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.