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Call report 2025Q3

WATERTOWN SAVINGS BANK — 2025Q3

The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2025Q3, each linked to its source filing.

PERIOD: 2025Q3SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/7f42235c-2142-4813-ae90-697118e3e580/2025Q3

Balance sheet

What the bank holds and owes at quarter end

MeasureValueUnitSource
Total assets948,966,000USDevidence →
Total loans576,608,000USDevidence →
Allowance for loan losses6,243,000USDevidence →
Securities available for sale206,510,000USDevidence →
Securities held to maturity15,379,000USDevidence →
Trading assets0USDevidence →
Total deposits773,156,000USDevidence →
Interest-bearing deposits430,169,000USDevidence →
Noninterest-bearing deposits342,987,000USDevidence →
Equity capital168,410,000USDevidence →

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

MeasureValueUnitSource
Interest income30,417,000USDevidence →
Interest expense2,722,000USDevidence →
Net interest income27,695,000USDevidence →
Noninterest income3,487,000USDevidence →
Noninterest expense16,078,000USDevidence →
Provision for loan losses634,000USDevidence →
Pretax income14,795,000USDevidence →
Income tax2,916,000USDevidence →
Net income11,879,000USDevidence →

Regulatory capital

Basel measures — not reported for every quarter

MeasureValueUnitSource
Tier 1 capital156,960,000USDevidence →

Machine access — free, no API key

Every figure shown here about WATERTOWN SAVINGS BANK — 2025Q3 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.