Call report 2025Q3
SOUTHERN BANK — 2025Q3
The 22 measures SOUTHERN BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,985,672,000 | USD | evidence → |
| Total loans | 4,192,019,000 | USD | evidence → |
| Allowance for loan losses | 52,081,000 | USD | evidence → |
| Securities available for sale | 453,856,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 4,300,148,000 | USD | evidence → |
| Interest-bearing deposits | 3,766,213,000 | USD | evidence → |
| Noninterest-bearing deposits | 533,935,000 | USD | evidence → |
| Equity capital | 513,169,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 213,567,000 | USD | evidence → |
| Interest expense | 90,197,000 | USD | evidence → |
| Net interest income | 123,370,000 | USD | evidence → |
| Noninterest income | 25,121,000 | USD | evidence → |
| Noninterest expense | 80,123,000 | USD | evidence → |
| Provision for loan losses | 7,465,000 | USD | evidence → |
| Pretax income | 60,485,000 | USD | evidence → |
| Income tax | 11,719,000 | USD | evidence → |
| Net income | 48,766,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 504,806,000 | USD | evidence → |
| Total capital | 555,406,000 | USD | evidence → |
| Risk-weighted assets | 4,184,879,000 | USD | evidence → |