Call report 2025Q2
SOUTHERN BANK — 2025Q2
The 22 measures SOUTHERN BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,968,661,000 | USD | evidence → |
| Total loans | 4,101,021,000 | USD | evidence → |
| Allowance for loan losses | 51,629,000 | USD | evidence → |
| Securities available for sale | 460,844,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 4,299,858,000 | USD | evidence → |
| Interest-bearing deposits | 3,763,713,000 | USD | evidence → |
| Noninterest-bearing deposits | 536,145,000 | USD | evidence → |
| Equity capital | 498,348,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 140,545,000 | USD | evidence → |
| Interest expense | 59,976,000 | USD | evidence → |
| Net interest income | 80,569,000 | USD | evidence → |
| Noninterest income | 17,082,000 | USD | evidence → |
| Noninterest expense | 53,890,000 | USD | evidence → |
| Provision for loan losses | 3,325,000 | USD | evidence → |
| Pretax income | 40,377,000 | USD | evidence → |
| Income tax | 7,789,000 | USD | evidence → |
| Net income | 32,588,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 494,186,000 | USD | evidence → |
| Total capital | 545,293,000 | USD | evidence → |
| Risk-weighted assets | 4,086,495,000 | USD | evidence → |