Call reports 2021
FIRST & FARMERS NATIONAL BANK, INC. — 2021
What FIRST & FARMERS NATIONAL BANK, INC. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 610,154,000 | 617,507,000 | 626,427,000 | 630,535,000 |
| Total loans | 345,429,000 | 345,244,000 | 352,965,000 | 354,972,000 |
| Allowance for loan losses | 5,380,000 | 5,384,000 | 5,369,000 | 5,531,000 |
| Securities available for sale | 200,014,000 | 213,023,000 | 222,568,000 | 227,966,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 520,125,000 | 524,697,000 | 527,914,000 | 542,151,000 |
| Interest-bearing deposits | 366,176,000 | 356,709,000 | 357,180,000 | 365,560,000 |
| Noninterest-bearing deposits | 153,949,000 | 167,988,000 | 170,734,000 | 176,591,000 |
| Equity capital | 72,942,000 | 75,114,000 | 77,246,000 | 74,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,296,000 | 11,381,000 | 17,632,000 | 23,159,000 |
| Interest expense | 510,000 | 972,000 | 1,367,000 | 1,750,000 |
| Net interest income | 4,786,000 | 10,409,000 | 16,265,000 | 21,409,000 |
| Noninterest income | 736,000 | 1,489,000 | 2,655,000 | 3,400,000 |
| Noninterest expense | 4,207,000 | 8,291,000 | 12,366,000 | 16,413,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 1,265,000 | 3,557,000 | 6,504,000 | 8,346,000 |
| Income tax | 167,000 | 588,000 | 1,175,000 | 1,487,000 |
| Net income | 1,098,000 | 2,969,000 | 5,329,000 | 6,859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,615,000 | 61,918,000 | 64,709,000 | 63,504,000 |
| Total capital | 64,886,000 | 67,229,000 | 70,078,000 | 69,013,000 |
| Risk-weighted assets | 421,573,000 | 424,787,000 | 433,886,000 | 440,725,000 |
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