Call report 2014Q1
WATERTOWN SAVINGS BANK — 2014Q1
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2014Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,081,859,000 | USD | evidence → |
| Total loans | 528,770,000 | USD | evidence → |
| Allowance for loan losses | 3,192,000 | USD | evidence → |
| Securities available for sale | 221,474,000 | USD | evidence → |
| Securities held to maturity | 238,985,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 961,490,000 | USD | evidence → |
| Interest-bearing deposits | 895,248,000 | USD | evidence → |
| Noninterest-bearing deposits | 66,242,000 | USD | evidence → |
| Equity capital | 102,120,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,567,000 | USD | evidence → |
| Interest expense | 737,000 | USD | evidence → |
| Net interest income | 6,830,000 | USD | evidence → |
| Noninterest income | 1,028,000 | USD | evidence → |
| Noninterest expense | 5,917,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,941,000 | USD | evidence → |
| Income tax | 632,000 | USD | evidence → |
| Net income | 1,309,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 102,974,000 | USD | evidence → |
| Total capital | 106,166,000 | USD | evidence → |
| Risk-weighted assets | 486,103,000 | USD | evidence → |