Call report 2013Q4
WATERTOWN SAVINGS BANK — 2013Q4
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,094,555,000 | USD | evidence → |
| Total loans | 530,569,000 | USD | evidence → |
| Allowance for loan losses | 3,198,000 | USD | evidence → |
| Securities available for sale | 218,486,000 | USD | evidence → |
| Securities held to maturity | 241,178,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 975,514,000 | USD | evidence → |
| Interest-bearing deposits | 910,798,000 | USD | evidence → |
| Noninterest-bearing deposits | 64,716,000 | USD | evidence → |
| Equity capital | 100,497,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,886,000 | USD | evidence → |
| Interest expense | 4,631,000 | USD | evidence → |
| Net interest income | 26,255,000 | USD | evidence → |
| Noninterest income | 3,867,000 | USD | evidence → |
| Noninterest expense | 24,951,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 5,149,000 | USD | evidence → |
| Income tax | 1,146,000 | USD | evidence → |
| Net income | 4,003,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 101,713,000 | USD | evidence → |
| Total capital | 104,911,000 | USD | evidence → |
| Risk-weighted assets | 489,432,000 | USD | evidence → |