Call report 2012Q1
WATERTOWN SAVINGS BANK — 2012Q1
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,067,096,000 | USD | evidence → |
| Total loans | 547,123,000 | USD | evidence → |
| Allowance for loan losses | 3,468,000 | USD | evidence → |
| Securities available for sale | 428,531,000 | USD | evidence → |
| Securities held to maturity | 4,420,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 947,233,000 | USD | evidence → |
| Interest-bearing deposits | 891,958,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,275,000 | USD | evidence → |
| Equity capital | 98,314,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,076,000 | USD | evidence → |
| Interest expense | 1,508,000 | USD | evidence → |
| Net interest income | 7,568,000 | USD | evidence → |
| Noninterest income | 998,000 | USD | evidence → |
| Noninterest expense | 5,831,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,797,000 | USD | evidence → |
| Income tax | 1,000,000 | USD | evidence → |
| Net income | 1,797,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 93,785,000 | USD | evidence → |
| Total capital | 97,253,000 | USD | evidence → |
| Risk-weighted assets | 465,956,000 | USD | evidence → |