Call report 2011Q4
WATERTOWN SAVINGS BANK — 2011Q4
The 22 measures WATERTOWN SAVINGS BANK reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,063,248,000 | USD | evidence → |
| Total loans | 551,287,000 | USD | evidence → |
| Allowance for loan losses | 3,510,000 | USD | evidence → |
| Securities available for sale | 418,705,000 | USD | evidence → |
| Securities held to maturity | 4,606,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 946,954,000 | USD | evidence → |
| Interest-bearing deposits | 887,868,000 | USD | evidence → |
| Noninterest-bearing deposits | 59,086,000 | USD | evidence → |
| Equity capital | 95,833,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 39,182,000 | USD | evidence → |
| Interest expense | 6,683,000 | USD | evidence → |
| Net interest income | 32,499,000 | USD | evidence → |
| Noninterest income | 3,412,000 | USD | evidence → |
| Noninterest expense | 22,550,000 | USD | evidence → |
| Provision for loan losses | 400,000 | USD | evidence → |
| Pretax income | 12,489,000 | USD | evidence → |
| Income tax | 4,089,000 | USD | evidence → |
| Net income | 8,400,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 92,193,000 | USD | evidence → |
| Total capital | 95,703,000 | USD | evidence → |
| Risk-weighted assets | 460,886,000 | USD | evidence → |