Call reports 2020
EVERGREEN BANK GROUP — 2020
What EVERGREEN BANK GROUP reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,203,314,000 | 1,259,818,000 | 1,261,193,000 | 1,243,178,000 |
| Total loans | 985,239,000 | 1,028,099,000 | 1,034,199,000 | 994,160,000 |
| Allowance for loan losses | 12,284,000 | 14,139,000 | 16,150,000 | 20,861,000 |
| Securities available for sale | 76,968,000 | 87,750,000 | 88,220,000 | 84,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,043,674,000 | 1,070,218,000 | 1,072,166,000 | 1,052,000,000 |
| Interest-bearing deposits | 974,295,000 | 979,409,000 | 986,677,000 | 971,682,000 |
| Noninterest-bearing deposits | 69,379,000 | 90,809,000 | 85,489,000 | 80,318,000 |
| Equity capital | 125,944,000 | 129,894,000 | 134,149,000 | 136,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 16,987,000 | 34,864,000 | 53,058,000 | 70,806,000 |
| Interest expense | 4,425,000 | 8,385,000 | 11,900,000 | 14,805,000 |
| Net interest income | 12,562,000 | 26,479,000 | 41,158,000 | 56,001,000 |
| Noninterest income | 493,000 | 1,055,000 | 1,596,000 | 2,140,000 |
| Noninterest expense | 6,175,000 | 12,565,000 | 19,567,000 | 26,328,000 |
| Provision for loan losses | 2,730,000 | 5,550,000 | 8,300,000 | 13,900,000 |
| Pretax income | 4,199,000 | 9,551,000 | 15,019,000 | 18,086,000 |
| Income tax | 1,044,000 | 2,469,000 | 3,843,000 | 4,451,000 |
| Net income | 3,155,000 | 7,082,000 | 11,176,000 | 13,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,153,000 | 128,080,000 | 132,174,000 | 134,633,000 |
| Total capital | 136,497,000 | 141,434,000 | 145,594,000 | 147,606,000 |
| Risk-weighted assets | 1,046,347,000 | 1,067,447,000 | 1,070,817,000 | 1,029,857,000 |