Call report 2022Q1
BERKSHIRE BANK, THE — 2022Q1
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2022Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 678,955,000 | USD | evidence → |
| Total loans | 302,230,000 | USD | evidence → |
| Allowance for loan losses | 9,616,000 | USD | evidence → |
| Securities available for sale | 105,673,000 | USD | evidence → |
| Securities held to maturity | 2,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 551,286,000 | USD | evidence → |
| Interest-bearing deposits | 414,497,000 | USD | evidence → |
| Noninterest-bearing deposits | 136,789,000 | USD | evidence → |
| Equity capital | 121,147,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,524,000 | USD | evidence → |
| Interest expense | 235,000 | USD | evidence → |
| Net interest income | 4,289,000 | USD | evidence → |
| Noninterest income | 70,000 | USD | evidence → |
| Noninterest expense | 3,475,000 | USD | evidence → |
| Provision for loan losses | -300,000 | USD | evidence → |
| Pretax income | -185,000 | USD | evidence → |
| Income tax | -195,000 | USD | evidence → |
| Net income | 10,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 124,996,000 | USD | evidence → |
| Total capital | 129,070,000 | USD | evidence → |
| Risk-weighted assets | 320,350,000 | USD | evidence → |