Call report 2021Q4
BERKSHIRE BANK, THE — 2021Q4
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 671,401,000 | USD | evidence → |
| Total loans | 307,673,000 | USD | evidence → |
| Allowance for loan losses | 9,916,000 | USD | evidence → |
| Securities available for sale | 109,822,000 | USD | evidence → |
| Securities held to maturity | 2,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 540,481,000 | USD | evidence → |
| Interest-bearing deposits | 411,654,000 | USD | evidence → |
| Noninterest-bearing deposits | 128,827,000 | USD | evidence → |
| Equity capital | 124,179,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,410,000 | USD | evidence → |
| Interest expense | 1,205,000 | USD | evidence → |
| Net interest income | 16,205,000 | USD | evidence → |
| Noninterest income | 202,000 | USD | evidence → |
| Noninterest expense | 14,594,000 | USD | evidence → |
| Provision for loan losses | -100,000 | USD | evidence → |
| Pretax income | 2,578,000 | USD | evidence → |
| Income tax | 827,000 | USD | evidence → |
| Net income | 1,751,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 124,985,000 | USD | evidence → |
| Total capital | 129,153,000 | USD | evidence → |
| Risk-weighted assets | 327,762,000 | USD | evidence → |