Call report 2025Q1
ERGO BANK — 2025Q1
The 22 measures ERGO BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 240,023,000 | USD | evidence → |
| Total loans | 195,974,000 | USD | evidence → |
| Allowance for loan losses | 1,598,000 | USD | evidence → |
| Securities available for sale | 29,263,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 202,288,000 | USD | evidence → |
| Interest-bearing deposits | 183,306,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,982,000 | USD | evidence → |
| Equity capital | 23,655,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,490,000 | USD | evidence → |
| Interest expense | 1,243,000 | USD | evidence → |
| Net interest income | 2,247,000 | USD | evidence → |
| Noninterest income | 252,000 | USD | evidence → |
| Noninterest expense | 1,953,000 | USD | evidence → |
| Provision for loan losses | 42,000 | USD | evidence → |
| Pretax income | 529,000 | USD | evidence → |
| Income tax | 92,000 | USD | evidence → |
| Net income | 437,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,845,000 | USD | evidence → |
| Total capital | 22,443,000 | USD | evidence → |
| Risk-weighted assets | 204,089,000 | USD | evidence → |