Call report 2024Q4
ERGO BANK — 2024Q4
The 22 measures ERGO BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 243,475,000 | USD | evidence → |
| Total loans | 194,265,000 | USD | evidence → |
| Allowance for loan losses | 1,567,000 | USD | evidence → |
| Securities available for sale | 28,497,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 208,983,000 | USD | evidence → |
| Interest-bearing deposits | 186,281,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,702,000 | USD | evidence → |
| Equity capital | 23,211,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,708,000 | USD | evidence → |
| Interest expense | 5,351,000 | USD | evidence → |
| Net interest income | 8,357,000 | USD | evidence → |
| Noninterest income | 825,000 | USD | evidence → |
| Noninterest expense | 7,230,000 | USD | evidence → |
| Provision for loan losses | 142,000 | USD | evidence → |
| Pretax income | 1,820,000 | USD | evidence → |
| Income tax | 358,000 | USD | evidence → |
| Net income | 1,462,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,645,000 | USD | evidence → |
| Total capital | 22,212,000 | USD | evidence → |
| Risk-weighted assets | 201,125,000 | USD | evidence → |