Call report 2023Q2
ERGO BANK — 2023Q2
The 22 measures ERGO BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 221,162,000 | USD | evidence → |
| Total loans | 188,169,000 | USD | evidence → |
| Allowance for loan losses | 1,493,000 | USD | evidence → |
| Securities available for sale | 17,274,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 179,224,000 | USD | evidence → |
| Interest-bearing deposits | 149,051,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,172,000 | USD | evidence → |
| Equity capital | 21,115,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,420,000 | USD | evidence → |
| Interest expense | 1,263,000 | USD | evidence → |
| Net interest income | 3,157,000 | USD | evidence → |
| Noninterest income | 316,000 | USD | evidence → |
| Noninterest expense | 2,486,000 | USD | evidence → |
| Provision for loan losses | 39,000 | USD | evidence → |
| Pretax income | 956,000 | USD | evidence → |
| Income tax | 241,000 | USD | evidence → |
| Net income | 715,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,747,000 | USD | evidence → |
| Total capital | 20,240,000 | USD | evidence → |
| Risk-weighted assets | 194,129,000 | USD | evidence → |