Call report 2023Q1
ERGO BANK — 2023Q1
The 22 measures ERGO BANK reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 218,750,000 | USD | evidence → |
| Total loans | 181,355,000 | USD | evidence → |
| Allowance for loan losses | 1,486,000 | USD | evidence → |
| Securities available for sale | 17,917,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 181,522,000 | USD | evidence → |
| Interest-bearing deposits | 147,262,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,260,000 | USD | evidence → |
| Equity capital | 20,454,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,731,000 | USD | evidence → |
| Interest expense | 437,000 | USD | evidence → |
| Net interest income | 1,294,000 | USD | evidence → |
| Noninterest income | 114,000 | USD | evidence → |
| Noninterest expense | 1,106,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 287,000 | USD | evidence → |
| Income tax | 55,000 | USD | evidence → |
| Net income | 232,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,029,000 | USD | evidence → |
| Total capital | 19,515,000 | USD | evidence → |
| Risk-weighted assets | 192,750,000 | USD | evidence → |