Call report 2012Q1
EMERALD BANK — 2012Q1
The 22 measures EMERALD BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 80,835,000 | USD | evidence → |
| Total loans | 51,099,000 | USD | evidence → |
| Allowance for loan losses | 2,199,000 | USD | evidence → |
| Securities available for sale | 11,073,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 65,982,000 | USD | evidence → |
| Interest-bearing deposits | 58,924,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,058,000 | USD | evidence → |
| Equity capital | 11,097,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 819,000 | USD | evidence → |
| Interest expense | 190,000 | USD | evidence → |
| Net interest income | 629,000 | USD | evidence → |
| Noninterest income | 107,000 | USD | evidence → |
| Noninterest expense | 555,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 31,000 | USD | evidence → |
| Income tax | 10,000 | USD | evidence → |
| Net income | 21,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,331,000 | USD | evidence → |
| Total capital | 8,025,000 | USD | evidence → |
| Risk-weighted assets | 54,039,000 | USD | evidence → |