Call report 2011Q4
EMERALD BANK — 2011Q4
The 22 measures EMERALD BANK reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 77,803,000 | USD | evidence → |
| Total loans | 52,286,000 | USD | evidence → |
| Allowance for loan losses | 2,103,000 | USD | evidence → |
| Securities available for sale | 8,377,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 62,855,000 | USD | evidence → |
| Interest-bearing deposits | 57,576,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,279,000 | USD | evidence → |
| Equity capital | 11,137,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,361,000 | USD | evidence → |
| Interest expense | 857,000 | USD | evidence → |
| Net interest income | 2,504,000 | USD | evidence → |
| Noninterest income | 64,000 | USD | evidence → |
| Noninterest expense | 2,121,000 | USD | evidence → |
| Provision for loan losses | 1,030,000 | USD | evidence → |
| Pretax income | -583,000 | USD | evidence → |
| Income tax | -198,000 | USD | evidence → |
| Net income | -385,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,799,000 | USD | evidence → |
| Total capital | 7,491,000 | USD | evidence → |
| Risk-weighted assets | 53,267,000 | USD | evidence → |