Call report 2025Q2
NBT FINANCIAL BANK — 2025Q2
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 535,854,000 | USD | evidence → |
| Total loans | 461,665,000 | USD | evidence → |
| Allowance for loan losses | 5,407,000 | USD | evidence → |
| Securities available for sale | 7,091,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 470,619,000 | USD | evidence → |
| Interest-bearing deposits | 326,711,000 | USD | evidence → |
| Noninterest-bearing deposits | 143,908,000 | USD | evidence → |
| Equity capital | 57,374,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,950,000 | USD | evidence → |
| Interest expense | 5,546,000 | USD | evidence → |
| Net interest income | 11,404,000 | USD | evidence → |
| Noninterest income | 949,000 | USD | evidence → |
| Noninterest expense | 8,219,000 | USD | evidence → |
| Provision for loan losses | 289,000 | USD | evidence → |
| Pretax income | 3,845,000 | USD | evidence → |
| Income tax | 836,000 | USD | evidence → |
| Net income | 3,009,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,083,000 | USD | evidence → |
| Total capital | 63,708,000 | USD | evidence → |
| Risk-weighted assets | 449,852,000 | USD | evidence → |