Call report 2025Q1
NBT FINANCIAL BANK — 2025Q1
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 528,335,000 | USD | evidence → |
| Total loans | 446,835,000 | USD | evidence → |
| Allowance for loan losses | 5,304,000 | USD | evidence → |
| Securities available for sale | 7,013,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 445,547,000 | USD | evidence → |
| Interest-bearing deposits | 304,653,000 | USD | evidence → |
| Noninterest-bearing deposits | 140,894,000 | USD | evidence → |
| Equity capital | 55,339,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,135,000 | USD | evidence → |
| Interest expense | 2,582,000 | USD | evidence → |
| Net interest income | 5,553,000 | USD | evidence → |
| Noninterest income | 463,000 | USD | evidence → |
| Noninterest expense | 3,976,000 | USD | evidence → |
| Provision for loan losses | 183,000 | USD | evidence → |
| Pretax income | 1,857,000 | USD | evidence → |
| Income tax | 406,000 | USD | evidence → |
| Net income | 1,451,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 56,108,000 | USD | evidence → |
| Total capital | 61,546,000 | USD | evidence → |
| Risk-weighted assets | 434,678,000 | USD | evidence → |