Call report 2023Q3
NBT FINANCIAL BANK — 2023Q3
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 436,902,000 | USD | evidence → |
| Total loans | 375,525,000 | USD | evidence → |
| Allowance for loan losses | 4,555,000 | USD | evidence → |
| Securities available for sale | 11,516,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 389,265,000 | USD | evidence → |
| Interest-bearing deposits | 246,711,000 | USD | evidence → |
| Noninterest-bearing deposits | 142,554,000 | USD | evidence → |
| Equity capital | 45,021,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,058,000 | USD | evidence → |
| Interest expense | 5,246,000 | USD | evidence → |
| Net interest income | 13,812,000 | USD | evidence → |
| Noninterest income | 1,460,000 | USD | evidence → |
| Noninterest expense | 10,757,000 | USD | evidence → |
| Provision for loan losses | 347,000 | USD | evidence → |
| Pretax income | 4,168,000 | USD | evidence → |
| Income tax | 926,000 | USD | evidence → |
| Net income | 3,242,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,220,000 | USD | evidence → |
| Total capital | 50,521,000 | USD | evidence → |
| Risk-weighted assets | 343,497,000 | USD | evidence → |