Call report 2023Q2
NBT FINANCIAL BANK — 2023Q2
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 443,172,000 | USD | evidence → |
| Total loans | 368,371,000 | USD | evidence → |
| Allowance for loan losses | 4,578,000 | USD | evidence → |
| Securities available for sale | 11,667,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 397,227,000 | USD | evidence → |
| Interest-bearing deposits | 263,461,000 | USD | evidence → |
| Noninterest-bearing deposits | 133,766,000 | USD | evidence → |
| Equity capital | 43,938,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,081,000 | USD | evidence → |
| Interest expense | 3,184,000 | USD | evidence → |
| Net interest income | 8,897,000 | USD | evidence → |
| Noninterest income | 955,000 | USD | evidence → |
| Noninterest expense | 6,746,000 | USD | evidence → |
| Provision for loan losses | 297,000 | USD | evidence → |
| Pretax income | 2,809,000 | USD | evidence → |
| Income tax | 625,000 | USD | evidence → |
| Net income | 2,184,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,025,000 | USD | evidence → |
| Total capital | 49,223,000 | USD | evidence → |
| Risk-weighted assets | 335,080,000 | USD | evidence → |