Call report 2021Q1
NBT FINANCIAL BANK — 2021Q1
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2021Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 353,945,000 | USD | evidence → |
| Total loans | 278,732,000 | USD | evidence → |
| Allowance for loan losses | 3,790,000 | USD | evidence → |
| Securities available for sale | 14,798,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 316,377,000 | USD | evidence → |
| Interest-bearing deposits | 195,106,000 | USD | evidence → |
| Noninterest-bearing deposits | 121,271,000 | USD | evidence → |
| Equity capital | 35,132,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,429,000 | USD | evidence → |
| Interest expense | 274,000 | USD | evidence → |
| Net interest income | 3,155,000 | USD | evidence → |
| Noninterest income | 379,000 | USD | evidence → |
| Noninterest expense | 1,952,000 | USD | evidence → |
| Provision for loan losses | 360,000 | USD | evidence → |
| Pretax income | 1,222,000 | USD | evidence → |
| Income tax | 258,000 | USD | evidence → |
| Net income | 964,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,367,000 | USD | evidence → |
| Total capital | 38,295,000 | USD | evidence → |
| Risk-weighted assets | 233,394,000 | USD | evidence → |