Call report 2020Q4
NBT FINANCIAL BANK — 2020Q4
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 342,970,000 | USD | evidence → |
| Total loans | 256,789,000 | USD | evidence → |
| Allowance for loan losses | 3,386,000 | USD | evidence → |
| Securities available for sale | 4,980,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 307,956,000 | USD | evidence → |
| Interest-bearing deposits | 195,915,000 | USD | evidence → |
| Noninterest-bearing deposits | 112,041,000 | USD | evidence → |
| Equity capital | 34,365,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,303,000 | USD | evidence → |
| Interest expense | 1,476,000 | USD | evidence → |
| Net interest income | 10,827,000 | USD | evidence → |
| Noninterest income | 1,565,000 | USD | evidence → |
| Noninterest expense | 10,584,000 | USD | evidence → |
| Provision for loan losses | 1,061,000 | USD | evidence → |
| Pretax income | 876,000 | USD | evidence → |
| Income tax | -353,000 | USD | evidence → |
| Net income | 1,229,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,363,000 | USD | evidence → |
| Total capital | 37,099,000 | USD | evidence → |
| Risk-weighted assets | 218,244,000 | USD | evidence → |