Call report 2025Q1
MECHANICS & FARMERS BANK — 2025Q1
The 22 measures MECHANICS & FARMERS BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 499,145,000 | USD | evidence → |
| Total loans | 286,578,000 | USD | evidence → |
| Allowance for loan losses | 4,093,000 | USD | evidence → |
| Securities available for sale | 153,648,000 | USD | evidence → |
| Securities held to maturity | 4,005,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 427,806,000 | USD | evidence → |
| Interest-bearing deposits | 334,347,000 | USD | evidence → |
| Noninterest-bearing deposits | 93,459,000 | USD | evidence → |
| Equity capital | 64,568,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,290,000 | USD | evidence → |
| Interest expense | 1,513,000 | USD | evidence → |
| Net interest income | 4,777,000 | USD | evidence → |
| Noninterest income | 870,000 | USD | evidence → |
| Noninterest expense | 4,205,000 | USD | evidence → |
| Provision for loan losses | 285,000 | USD | evidence → |
| Pretax income | 1,132,000 | USD | evidence → |
| Income tax | 246,000 | USD | evidence → |
| Net income | 886,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 71,910,000 | USD | evidence → |
| Total capital | 75,723,000 | USD | evidence → |
| Risk-weighted assets | 304,547,000 | USD | evidence → |