Call report 2024Q4
MECHANICS & FARMERS BANK — 2024Q4
The 22 measures MECHANICS & FARMERS BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 498,118,000 | USD | evidence → |
| Total loans | 284,027,000 | USD | evidence → |
| Allowance for loan losses | 3,902,000 | USD | evidence → |
| Securities available for sale | 150,619,000 | USD | evidence → |
| Securities held to maturity | 4,109,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 430,128,000 | USD | evidence → |
| Interest-bearing deposits | 335,142,000 | USD | evidence → |
| Noninterest-bearing deposits | 94,986,000 | USD | evidence → |
| Equity capital | 62,093,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,824,000 | USD | evidence → |
| Interest expense | 5,410,000 | USD | evidence → |
| Net interest income | 18,414,000 | USD | evidence → |
| Noninterest income | 4,484,000 | USD | evidence → |
| Noninterest expense | 17,205,000 | USD | evidence → |
| Provision for loan losses | 797,000 | USD | evidence → |
| Pretax income | 5,095,000 | USD | evidence → |
| Income tax | 1,016,000 | USD | evidence → |
| Net income | 4,079,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 71,554,000 | USD | evidence → |
| Total capital | 75,325,000 | USD | evidence → |
| Risk-weighted assets | 301,307,000 | USD | evidence → |