Call report 2025Q2
MERCHANTS COMMERCIAL BANK — 2025Q2
The 22 measures MERCHANTS COMMERCIAL BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 485,760,000 | USD | evidence → |
| Total loans | 199,875,000 | USD | evidence → |
| Allowance for loan losses | 2,197,000 | USD | evidence → |
| Securities available for sale | 247,750,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 384,708,000 | USD | evidence → |
| Interest-bearing deposits | 219,522,000 | USD | evidence → |
| Noninterest-bearing deposits | 165,186,000 | USD | evidence → |
| Equity capital | 16,178,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,564,000 | USD | evidence → |
| Interest expense | 4,760,000 | USD | evidence → |
| Net interest income | 7,804,000 | USD | evidence → |
| Noninterest income | 865,000 | USD | evidence → |
| Noninterest expense | 4,317,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,352,000 | USD | evidence → |
| Income tax | 4,000 | USD | evidence → |
| Net income | 4,348,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,737,000 | USD | evidence → |