Call report 2025Q1
MERCHANTS COMMERCIAL BANK — 2025Q1
The 22 measures MERCHANTS COMMERCIAL BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 491,577,000 | USD | evidence → |
| Total loans | 190,643,000 | USD | evidence → |
| Allowance for loan losses | 2,197,000 | USD | evidence → |
| Securities available for sale | 235,936,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 382,528,000 | USD | evidence → |
| Interest-bearing deposits | 222,727,000 | USD | evidence → |
| Noninterest-bearing deposits | 159,801,000 | USD | evidence → |
| Equity capital | 18,887,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,101,000 | USD | evidence → |
| Interest expense | 2,378,000 | USD | evidence → |
| Net interest income | 3,723,000 | USD | evidence → |
| Noninterest income | 429,000 | USD | evidence → |
| Noninterest expense | 2,090,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,062,000 | USD | evidence → |
| Income tax | 4,000 | USD | evidence → |
| Net income | 2,058,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,475,000 | USD | evidence → |