Call report 2024Q2
MERCHANTS COMMERCIAL BANK — 2024Q2
The 22 measures MERCHANTS COMMERCIAL BANK reported to the FFIEC for 2024Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 484,557,000 | USD | evidence → |
| Total loans | 179,798,000 | USD | evidence → |
| Allowance for loan losses | 2,227,000 | USD | evidence → |
| Securities available for sale | 246,002,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 363,322,000 | USD | evidence → |
| Interest-bearing deposits | 188,857,000 | USD | evidence → |
| Noninterest-bearing deposits | 174,465,000 | USD | evidence → |
| Equity capital | 15,530,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,202,000 | USD | evidence → |
| Interest expense | 4,253,000 | USD | evidence → |
| Net interest income | 8,949,000 | USD | evidence → |
| Noninterest income | 809,000 | USD | evidence → |
| Noninterest expense | 4,245,000 | USD | evidence → |
| Provision for loan losses | -111,000 | USD | evidence → |
| Pretax income | 5,513,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 5,513,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,439,000 | USD | evidence → |