Call report 2024Q1
MERCHANTS COMMERCIAL BANK — 2024Q1
The 22 measures MERCHANTS COMMERCIAL BANK reported to the FFIEC for 2024Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 473,496,000 | USD | evidence → |
| Total loans | 181,590,000 | USD | evidence → |
| Allowance for loan losses | 2,367,000 | USD | evidence → |
| Securities available for sale | 248,929,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 364,839,000 | USD | evidence → |
| Interest-bearing deposits | 180,524,000 | USD | evidence → |
| Noninterest-bearing deposits | 184,315,000 | USD | evidence → |
| Equity capital | 13,825,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,701,000 | USD | evidence → |
| Interest expense | 2,188,000 | USD | evidence → |
| Net interest income | 4,513,000 | USD | evidence → |
| Noninterest income | 403,000 | USD | evidence → |
| Noninterest expense | 2,021,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,895,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,895,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,269,000 | USD | evidence → |