Call report 2014Q4
MERCHANTS & SOUTHERN BANK — 2014Q4
The 22 measures MERCHANTS & SOUTHERN BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 472,487,000 | USD | evidence → |
| Total loans | 213,943,000 | USD | evidence → |
| Allowance for loan losses | 3,971,000 | USD | evidence → |
| Securities available for sale | 147,455,000 | USD | evidence → |
| Securities held to maturity | 2,653,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 335,803,000 | USD | evidence → |
| Interest-bearing deposits | 220,951,000 | USD | evidence → |
| Noninterest-bearing deposits | 114,852,000 | USD | evidence → |
| Equity capital | 44,205,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,803,000 | USD | evidence → |
| Interest expense | 920,000 | USD | evidence → |
| Net interest income | 12,883,000 | USD | evidence → |
| Noninterest income | 1,891,000 | USD | evidence → |
| Noninterest expense | 9,826,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,951,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 4,951,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,242,000 | USD | evidence → |
| Total capital | 46,600,000 | USD | evidence → |
| Risk-weighted assets | 267,997,000 | USD | evidence → |