Call report 2014Q3
MERCHANTS & SOUTHERN BANK — 2014Q3
The 22 measures MERCHANTS & SOUTHERN BANK reported to the FFIEC for 2014Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 397,892,000 | USD | evidence → |
| Total loans | 218,335,000 | USD | evidence → |
| Allowance for loan losses | 3,676,000 | USD | evidence → |
| Securities available for sale | 141,953,000 | USD | evidence → |
| Securities held to maturity | 2,657,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 329,036,000 | USD | evidence → |
| Interest-bearing deposits | 220,771,000 | USD | evidence → |
| Noninterest-bearing deposits | 108,265,000 | USD | evidence → |
| Equity capital | 42,527,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,397,000 | USD | evidence → |
| Interest expense | 690,000 | USD | evidence → |
| Net interest income | 9,707,000 | USD | evidence → |
| Noninterest income | 1,447,000 | USD | evidence → |
| Noninterest expense | 7,471,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,686,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 3,686,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,505,000 | USD | evidence → |
| Total capital | 45,719,000 | USD | evidence → |
| Risk-weighted assets | 256,623,000 | USD | evidence → |