Call report 2026Q2
F&M BANK AND TRUST COMPANY — 2026Q2
The 22 measures F&M BANK AND TRUST COMPANY reported to the FFIEC for 2026Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 182,362,000 | USD | evidence → |
| Total loans | 124,497,000 | USD | evidence → |
| Allowance for loan losses | 1,327,000 | USD | evidence → |
| Securities available for sale | 41,289,000 | USD | evidence → |
| Securities held to maturity | 5,184,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 164,325,000 | USD | evidence → |
| Interest-bearing deposits | 127,395,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,930,000 | USD | evidence → |
| Equity capital | 17,129,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,406,000 | USD | evidence → |
| Interest expense | 1,321,000 | USD | evidence → |
| Net interest income | 3,085,000 | USD | evidence → |
| Noninterest income | 448,000 | USD | evidence → |
| Noninterest expense | 2,442,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,090,000 | USD | evidence → |
| Income tax | 263,000 | USD | evidence → |
| Net income | 827,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,200,000 | USD | evidence → |
| Total capital | 20,559,000 | USD | evidence → |
| Risk-weighted assets | 124,855,000 | USD | evidence → |